A misunderstanding of benefits | StudyDaddy.com

[ad_1]

Consumers are confused about their health insurance policies (Singe 2009). As a result of not understanding their health insurance policies, consumers file complaints with their state health insurance commission (or department of insurance). In about 10 months, consumers filed 2,050 written complaints about their health insurers, in just one state (Singe 2009). This number was typical and in line with previous time periods. In approximately 66 percent of the complaints, consumers believed that the health insurer had wrongly denied their claim or had paid too little. For example, one man filed a complaint stating that he had received an annual physical exam from an in-network provider. He believed that his health insurer would pay 100 percent of costs for health services rendered by in-network providers. However, according to his health insurance policy, the maximum benefit for an annual physical exam was $200. The charges for the man’s physical exam totaled $275. The state’s insurance commission determined that the health insurer had paid correctly per the policy’s benefits; the man had to pay the remaining $75. According to the state’s insurance commission, this scenario is typical. In most cases, the health insurance claims are paid correctly; the consumers misunderstand their benefits (Singe 2009).If you have never experienced this, do some research finding an article that discusses consumer misunderstanding of health benefits.

Don't use plagiarized sources. Get Your Custom Essay on
A misunderstanding of benefits | StudyDaddy.com
Just from $13/Page
Order Essay

APA format

Show more



[ad_2]

Source link

Place your order
(550 words)

Approximate price: $22

Calculate the price of your order

550 words
We'll send you the first draft for approval by September 11, 2018 at 10:52 AM
Total price:
$26
The price is based on these factors:
Academic level
Number of pages
Urgency
Basic features
  • Free title page and bibliography
  • Unlimited revisions
  • Plagiarism-free guarantee
  • Money-back guarantee
  • 24/7 support
On-demand options
  • Writer’s samples
  • Part-by-part delivery
  • Overnight delivery
  • Copies of used sources
  • Expert Proofreading
Paper format
  • 275 words per page
  • 12 pt Arial/Times New Roman
  • Double line spacing
  • Any citation style (APA, MLA, Chicago/Turabian, Harvard)

Our guarantees

Delivering a high-quality product at a reasonable price is not enough anymore.
That’s why we have developed 5 beneficial guarantees that will make your experience with our service enjoyable, easy, and safe.

Money-back guarantee

You have to be 100% sure of the quality of your product to give a money-back guarantee. This describes us perfectly. Make sure that this guarantee is totally transparent.

Read more

Zero-plagiarism guarantee

Each paper is composed from scratch, according to your instructions. It is then checked by our plagiarism-detection software. There is no gap where plagiarism could squeeze in.

Read more

Free-revision policy

Thanks to our free revisions, there is no way for you to be unsatisfied. We will work on your paper until you are completely happy with the result.

Read more

Privacy policy

Your email is safe, as we store it according to international data protection rules. Your bank details are secure, as we use only reliable payment systems.

Read more

Fair-cooperation guarantee

By sending us your money, you buy the service we provide. Check out our terms and conditions if you prefer business talks to be laid out in official language.

Read more

Order your essay today and save 15% with the discount code BANANA